Here are some general answers to often-asked questions about workers’ compensation benefits. It is important to note that the outcome for each case is determined on its specific facts and circumstances.

Q: Is my employer and/or their insurance company responsible for the medical expenses caused by my work injury?

A: Yes. They are responsible for paying for all medical care necessary to treat your work injury. This includes all forms of care and treatment, whether hospital, medical, therapy, nursing, diagnostic testing, surgery, physical rehabilitation or pain management. Also, you are entitled to be reimbursed at the rate of $.485 per mile effective August 1, 2007, for all mileage you incur going to and from doctors’ appointments, physical therapy visits, etc.

Q: Am I entitled to cash payments if I am unable to work?

A: Yes. While you are healing and unable to work, you will receive cash payments to replace your usual earnings. The amount of your payment is based upon your earnings prior to your work injury.

Q: Once I am done treating, if I don’t make a full recovery does my case end?

A: No. If your work injury causes a permanent injury, then you should receive compensation for your disability. The amount owed is determined by the nature of your injury (ie. hand, back, neck, shoulder, etc.), your earnings prior to your work injury, your impairment rating, and other factors.

To learn more about Iowa work injuries including the “7 Mistakes To Avoid If You Are Hurt At Work” Call 1-800-707-2552 (ext. 211) (24 Hour Recorded Message) for a Free Book entitled “Iowa Workers’ Compensation- An Insider’s Guide to Work Injuries” or log onto www.IowaWorkInjury.com.