The average car insurance premium in Iowa is $664 per year which is $22 less than the 2^nd lowest state Wisconsin. Iowa’s low insurance rates are because we have good drivers and surprisingly because we have good credit scores. Yes, your credit score is used to determine the amount of car insurance that you pay. The higher your credit score the less you will pay. This is another good reason to be financially responsible.

Despite our low insurance premiums, you and your family may be at risk. According to a study by the Insurance Research Council (IRC), the estimated percentage of uninsured drivers in the United States increased from 12.7% in 1999 to 14.6% in 2004. From our experience close to 20% of Iowans drive with no insurance.

How much insurance coverage do you have if you are hit by an uninsured driver? $20,000, $50,000 or more. Yes, your insurance policy limits the amount of coverage that you have if you or a family member are injured by an uninsured driver.

We are offering an exclusive new FREE book entitled “How to Buy Car Insurance to Protect You and Your Family” which is an Insider’s look into car insurance. Our publisher originally published 1,000 of these books and we are down to the last 150 so quantities are limited so act now to learn “5 Insider Secrets” to buying the “right” car insurance from someone who does not sell insurance. To find out more you can log onto our web page www.IowaInsuranceBook.com or to hear a brief recorded message about how to order your FREE copy, call 1-800-850-6617 and enter ext. 514. (24 Hour Recorded Message) or Email- Book@WalkLaw.com (Send Ext. 514).